Home Contents Insurance

Designed for clients with more than £200,000 worth of contents

As independent insurance brokers we will offer you the best policy for your specific needs. If you need high value contents insurance then our policies are designed for you.

Asset Protection

• Your contents are covered worldwide against all risks including accidental damage and theft
• No need to specify fine art and antiques below £25,000 in value as it is automatically covered within the declared sum insured
• No need to specify jewellery and watches below £10,000 in value as it is automatically covered within the declared sum insured
• Outdoor items £10,000 any one item

Financial Loss

• Identity theft protection - £50,000
• Personal & Employers Liability - £10,000,000
• Fraudulent use of credit cards, bank or building society books - £25,000
• Loss of student's course and residential fees following death or incapacitation following death or long term illness – up to £20,000

 Emergency & Personal Assistance

• Protecting you and your family against the threat of stalking
• Trauma cover following violent crime against you and your family
• Emergency home call out cover
• Medical, Personal and Financial assistance following car jacking

Wealth Protection

• Defective title protection following the purchase of contents, art or Jewellery - £25,000
• Increase in the value of art after the death of the artist - £100,000
• Fatal Injury or acquired disability caused by fire or assault in your home up to £25,000
• Personal Money up to £5,000

Sporting Activities

• Hole in one cover £500
• Hire of replacement golf clubs overseas - £50 per day
• Worldwide cover on sporting equipment including surfboards & wind propelled watercraft
• Any one trailer or non-motorised horsebox - £5,000

For The Family

• Students' possessions at University or College - £10,000
• Parents' / Grandparents' possessions whilst in a care home - £7,500
• Automatically included are wheelchairs, mobility scooters, golf buggies, quad bikes, go-karts, off road motorcycles
• Any wind propelled watercraft up to 12 feet - £7,500

Optional Covers

• Family Legal Protection
• Annual Family Travel Insurance
• Pet Insurance for your dogs and cats
• Road Rescue – motor breakdown and recovery service

The full wording of the above policy cover can be downloaded for you to read, just click on the links: Home Contents policy wording and Home Contents summary wording.

As independent insurance brokers, we have access to a range of insurers who provide high value and high net worth insurance. The specific policies referred to on our website are recommended by us based on policy cover and proven attitude to claims settlement. As independent insurance brokers we will offer you the best policy specific to your needs. Policies provided by other chosen insurers will have policy wordings that differ.

If you would like any further information, please click on one of the options below and we will be pleased to help you.